/* insurance-quote.css — Adventure Insurance interactive quote wizard */

.iq-underwriter{background:var(--clr-dark);color:#ddd;text-align:center;padding:.75rem var(--pad);font-size:.85rem}
.iq-underwriter strong{color:var(--clr-yellow)}

.iq-hero-badge{display:inline-block;background:var(--clr-dark);color:var(--clr-yellow);font-weight:var(--fw-bold);font-size:.8rem;letter-spacing:.04em;text-transform:uppercase;padding:6px 14px;border-radius:30px;margin-bottom:var(--sp3)}

.iq-hero-stats{display:flex;gap:var(--sp3);justify-content:center;flex-wrap:wrap;margin-top:var(--sp4)}
.iq-hero-stat{background:#fff;border:2px solid var(--clr-dark);border-radius:var(--r-md);padding:.75rem 1.25rem;min-width:140px}
.iq-hero-stat strong{display:block;font-size:1.3rem;color:var(--clr-dark)}
.iq-hero-stat span{font-size:.78rem;color:var(--clr-gray);text-transform:uppercase;letter-spacing:.03em}

.iq-hero-benefit{display:flex;gap:var(--sp3);align-items:flex-start;background:#fff;border:2px solid var(--clr-dark);border-radius:var(--r-lg);padding:var(--sp4);margin-top:var(--sp4);box-shadow:var(--sh-sm)}
.iq-hero-benefit-icon{display:flex;align-items:center;justify-content:center;width:40px;height:40px;flex-shrink:0;color:var(--clr-dark)}
.iq-hero-benefit-icon svg{width:28px;height:28px}
.iq-hero-benefit strong{display:block;color:var(--clr-dark);margin-bottom:.35rem;font-size:1.05rem}
.iq-hero-benefit p{margin:0;font-size:.9rem}

.iq-layout{display:grid;grid-template-columns:1fr 360px;gap:var(--sp6);align-items:start}
.iq-builder{display:flex;flex-direction:column;gap:var(--sp4)}

.iq-step{background:#fff;border:1px solid var(--clr-border);border-radius:var(--r-lg);padding:var(--sp4);box-shadow:var(--sh-sm)}
.iq-step-head{display:flex;gap:var(--sp2);align-items:flex-start;margin-bottom:var(--sp3)}
.iq-step-num{flex-shrink:0;width:32px;height:32px;border-radius:50%;background:var(--clr-yellow);color:var(--clr-dark);font-weight:var(--fw-black);display:flex;align-items:center;justify-content:center}
.iq-step-head h2{font-size:1.2rem;margin-bottom:2px}
.iq-step-head p{font-size:.86rem;margin:0;color:var(--clr-gray)}

.iq-preset-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(150px,1fr));gap:.75rem}
.iq-preset{border:2px solid var(--clr-border);border-radius:var(--r-md);padding:var(--sp3);text-align:left;background:#fff;cursor:pointer;transition:border-color .15s,transform .15s;font-family:inherit}
.iq-preset strong{display:block;font-size:.92rem;margin-bottom:2px;color:var(--clr-dark)}
.iq-preset span{font-size:.76rem;color:var(--clr-gray)}
.iq-preset:hover{transform:translateY(-2px)}
.iq-preset.active{border-color:var(--clr-dark);background:var(--clr-gray-light)}

.iq-field-grid{display:grid;gap:var(--sp3)}
.iq-field-grid.two{grid-template-columns:1fr 1fr}
.iq-field-grid.three{grid-template-columns:repeat(3,1fr)}
.iq-field-grid label{display:flex;flex-direction:column;gap:.35rem;font-size:.82rem;font-weight:var(--fw-semi);color:var(--clr-dark)}
.iq-field-grid input,.iq-field-grid select{padding:10px 12px;border:2px solid var(--clr-border);border-radius:var(--r-sm);font-size:.95rem;font-family:inherit;color:var(--clr-dark)}
.iq-field-grid input:focus,.iq-field-grid select:focus{outline:none;border-color:var(--clr-dark)}

.iq-note{margin-top:var(--sp3);background:var(--clr-gray-light);border-radius:var(--r-sm);padding:.75rem 1rem;font-size:.86rem}
.iq-note.iq-note-warn{background:#fff6e5;border:1px solid #ffe1a8;color:#8a5a00}

.iq-chips{display:flex;flex-wrap:wrap;gap:.6rem}
.iq-chip{display:inline-flex;align-items:center;gap:.4rem;border:2px solid var(--clr-border);border-radius:30px;padding:8px 16px;font-size:.86rem;font-weight:var(--fw-semi);cursor:pointer;transition:border-color .15s,background .15s}
.iq-chip.active{border-color:var(--clr-dark);background:var(--clr-gray-light)}
.iq-chip input{accent-color:var(--clr-dark)}

.iq-activity-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:.75rem}
.iq-activity{display:flex;gap:.75rem;align-items:flex-start;border:2px solid var(--clr-border);border-radius:var(--r-md);padding:var(--sp3);cursor:pointer;transition:border-color .15s,background .15s}
.iq-activity.selected{border-color:var(--clr-dark);background:var(--clr-gray-light)}
.iq-activity-icon{display:flex;align-items:center;color:var(--clr-dark)}
.iq-activity-icon svg{width:24px;height:24px}
.iq-activity strong{display:block;font-size:.9rem;color:var(--clr-dark)}
.iq-activity small{color:var(--clr-gray);font-size:.76rem}

.iq-tier-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.75rem}
.iq-tier{position:relative;border:2px solid var(--clr-border);border-radius:var(--r-md);padding:var(--sp3);background:#fff;text-align:left;cursor:pointer;display:flex;flex-direction:column;gap:3px;font-family:inherit}
.iq-tier.active{border-color:var(--clr-dark);box-shadow:var(--sh-sm)}
.iq-tier-label{font-size:.7rem;text-transform:uppercase;letter-spacing:.04em;color:var(--clr-gray);font-weight:var(--fw-bold)}
.iq-tier strong{font-size:.98rem;color:var(--clr-dark)}
.iq-tier small{font-size:.78rem;color:var(--clr-gray)}
.iq-tier-price{margin-top:.4rem;font-weight:var(--fw-black);font-size:1.1rem;color:var(--clr-dark)}
.iq-tier-popular{position:absolute;top:-11px;right:12px;background:var(--clr-yellow);color:var(--clr-dark);font-size:.66rem;font-weight:var(--fw-bold);padding:2px 10px;border-radius:20px}
.iq-tier-shared-note{grid-column:1/-1;font-size:.78rem;color:var(--clr-gray);margin-top:.25rem}
.iq-tier-warn{display:inline-flex;align-items:center;gap:4px;font-size:.72rem;color:#b3261e;font-weight:var(--fw-bold);margin-top:2px}
.iq-tier-warn svg{width:13px;height:13px;flex-shrink:0}
.iq-tier-ok{display:inline-flex;align-items:center;gap:4px;font-size:.72rem;color:#1a7a3c;font-weight:var(--fw-bold);margin-top:2px}
.iq-tier-ok svg{width:13px;height:13px;flex-shrink:0}
.iq-evac-warning{display:flex;align-items:flex-start;gap:.6rem;margin-top:var(--sp3);background:#fdecea;border:1px solid #f5b3ab;color:#8a1f11;padding:.85rem 1rem;border-radius:var(--r-sm);font-size:.86rem;line-height:1.5}
.iq-evac-warning svg{width:18px;height:18px;flex-shrink:0;margin-top:2px}
.iq-evac-warning[hidden]{display:none}

.iq-activity-search{position:relative;margin-bottom:var(--sp3)}
.iq-activity-search input{width:100%;padding:10px 14px;border:2px solid var(--clr-border);border-radius:var(--r-sm);font-size:.92rem;font-family:inherit}
.iq-activity-search input:focus{outline:none;border-color:var(--clr-dark)}
.iq-activity-search-results{position:absolute;top:calc(100% + 4px);left:0;right:0;background:#fff;border:1px solid var(--clr-border);border-radius:var(--r-md);box-shadow:var(--sh-md);z-index:20;max-height:280px;overflow-y:auto}
.iq-activity-search-results[hidden]{display:none}
.iq-activity-result{display:flex;justify-content:space-between;align-items:center;gap:.75rem;width:100%;padding:.65rem .9rem;border:none;border-bottom:1px solid var(--clr-border);background:#fff;font-family:inherit;font-size:.86rem;text-align:left;cursor:pointer;color:var(--clr-dark)}
.iq-activity-result:last-child{border-bottom:none}
.iq-activity-result--confirmed:hover{background:var(--clr-gray-light)}
.iq-activity-result--confirmed small{color:#1a7a3c;font-weight:var(--fw-semi)}
.iq-activity-result--unknown{cursor:default;color:var(--clr-gray)}
.iq-activity-result--unknown a,.iq-activity-result--empty a{color:var(--clr-dark);font-weight:var(--fw-semi);text-decoration:underline;white-space:nowrap}
.iq-activity-result--empty{cursor:default;color:var(--clr-gray);font-size:.84rem}

.iq-excess-row{display:flex;gap:.75rem;flex-wrap:wrap}
.iq-excess{border:2px solid var(--clr-border);border-radius:var(--r-md);padding:var(--sp3) var(--sp4);background:#fff;text-align:center;cursor:pointer;min-width:130px;font-family:inherit}
.iq-excess.active{border-color:var(--clr-dark);background:var(--clr-gray-light)}
.iq-excess strong{display:block;font-size:1rem;color:var(--clr-dark)}
.iq-excess span{font-size:.76rem;color:var(--clr-gray)}
.iq-excess[disabled]{opacity:.45;cursor:not-allowed}

.iq-summary{position:sticky;top:1.5rem;background:#fff;border:1px solid var(--clr-border);border-radius:var(--r-lg);padding:var(--sp4);box-shadow:var(--sh-md)}
.iq-summary h2{font-size:1.25rem;margin-bottom:var(--sp3);color:var(--clr-dark)}
.iq-summary-list{display:flex;flex-direction:column;gap:.5rem;margin-bottom:var(--sp3);border-top:1px solid var(--clr-border);padding-top:var(--sp3)}
.iq-summary-list div{display:flex;justify-content:space-between;font-size:.86rem;gap:.5rem}
.iq-summary-list span{color:var(--clr-gray)}
.iq-summary-list strong{text-align:right;color:var(--clr-dark)}
.iq-price-box{background:var(--clr-dark);color:#fff;border-radius:var(--r-md);padding:var(--sp3);text-align:center;margin-bottom:var(--sp3)}
.iq-price-box span{font-size:.76rem;color:#bbb;display:block}
.iq-price-box strong{font-size:1.8rem;color:var(--clr-yellow);display:block;margin:.2rem 0}
.iq-price-box small{font-size:.74rem;color:#999}
.iq-policy-note{margin-top:var(--sp3);font-size:.78rem;color:var(--clr-gray);border-top:1px solid var(--clr-border);padding-top:var(--sp3);line-height:1.5}
.iq-policy-note strong{display:block;color:var(--clr-dark);margin-bottom:2px}
.iq-continue-secondary{display:block;text-align:center;margin-top:.6rem;font-size:.85rem;color:var(--clr-gray);text-decoration:underline}

.feature-list__icon svg{width:14px;height:14px;color:var(--clr-dark)}

@media(max-width:900px){
  .iq-layout{grid-template-columns:1fr}
  .iq-summary{position:static}
  .iq-tier-grid{grid-template-columns:1fr}
  .iq-field-grid.three{grid-template-columns:1fr 1fr}
}
@media(max-width:600px){
  .iq-field-grid.two,.iq-field-grid.three{grid-template-columns:1fr}
}